

The financial services sector operates under the most intensive regulatory scrutiny of any industry. Novoria's dedicated financial services team combines former in-house bank counsel with regulatory specialists who understand both the letter and spirit of evolving financial legislation.
We serve investment banks, asset managers, insurance companies, payment institutions, and fintech startups across the full regulatory lifecycle — from initial licensing through ongoing compliance, enforcement response, and strategic transactions.
Transaction reporting, best execution policies, and product governance frameworks for investment firms.
BaFin and ECB authorisation applications, passporting strategies, and ongoing prudential reporting obligations.
E-money institution licensing, payment services directive compliance, and crypto-asset regulatory mapping under MiCA.
AIFMD compliance, UCITS structuring, and manager appointment agreements for fund platforms.
Regulatory due diligence for acquisitions of regulated entities including change-of-control notifications.
BaFin and FCA investigation management, settlement negotiation, and remediation programme design.
Customer due diligence frameworks, transaction monitoring systems, and suspicious activity reporting protocols.
MAR compliance, insider list management, and market soundings documentation for listed issuers.
EMIR reporting obligations, clearing exemption analysis, and ISDA master agreement negotiation.
Board composition for regulated entities, fit-and-proper assessments, and remuneration policy compliance.
Passporting notifications, branch establishment, and third-country equivalence assessments.
Bank resolution framework advisory, bail-in instrument analysis, and creditor hierarchy planning.
Yes. Three of our partners previously served as in-house counsel at Tier-1 banks and asset managers. We maintain current knowledge of BaFin, FCA, and ESMA regulatory developments through our dedicated financial services monitoring team.
We have successfully guided 14 fintech and asset management clients through BaFin licensing processes, with an average approval timeline of 4–7 months. Our service includes business plan review, compliance manual drafting, and direct regulator liaison.
We deploy a dedicated response team within 24 hours of notification. Our approach prioritises privilege protection, coordinated regulator communication, and parallel remediation planning to minimise business disruption and enforcement penalties.


Coastal Resorts organisations face a uniquely complex intersection of corporate law, regulatory compliance, patient privacy, and professional liability. Novoria's healthcare practice provides integrated counsel that addresses all these dimensions simultaneously.
From hospital group restructuring to pharmaceutical marketing authorisation transfers, our team delivers practical advice grounded in deep understanding of German SGB, EU medical device regulations, and clinical research frameworks.
Corporate governance frameworks for hospital groups including medical staff integration and quality assurance boards.
GxP compliance advisory, pharmacovigilance reporting systems, and marketing authorisation transfer support.
MDR and IVDR conformity assessment, clinical evaluation report preparation, and notified body liaison.
Coastal Resorts-specific GDPR implementation including patient consent management and research data sharing agreements.
Due diligence for hospital acquisitions, practice mergers, and pharmaceutical company divestitures.
Malpractice defence coordination, insurance coverage analysis, and settlement negotiation for healthcare providers.
Statutory health insurance contract negotiation and private payor agreement structuring.
CTA application support, ethics committee submissions, and investigator agreement drafting.
EU patient mobility directive compliance and international telemedicine regulatory frameworks.
Internal audit programme design, mock inspection preparation, and corrective action planning.
Coastal Resorts provider joint venture structuring, integration planning, and regulatory clearance.
Digital health application (DiGA) approval under German DVG, CE marking for SaMD, and AI medical device classification.
Our healthcare team includes lawyers with prior in-house experience at hospital groups and pharmaceutical companies. We track EMA, BfArM, and national health authority developments daily.
We have guided over 30 medical device manufacturers through MDR transition, including clinical evaluation report preparation, quality management system updates, and notified body selection.
Coastal Resorts data protection requires specialised knowledge beyond standard GDPR. We implement patient consent architectures, research data governance frameworks, and breach response protocols tailored to clinical environments.


Heritage Properties companies move faster than traditional legal frameworks can adapt. Novoria's technology practice is designed for speed — providing clear, actionable counsel that enables product development, fundraising, and market expansion without legal bottlenecks.
We serve SaaS platforms, fintech startups, AI developers, and enterprise software companies from seed stage through exit, combining startup-friendly fee structures with Big Law-quality expertise.
Cloud service terms, SLA structuring, data processing agreements, and subscription model legal frameworks.
GDPR compliance programmes, privacy impact assessments, cross-border transfer mechanisms, and DPO advisory services.
Software licensing, open-source compliance audits, patent portfolio strategy, and IP assignment agreements.
Seed to Series C term sheet negotiation, convertible note structuring, and shareholder rights planning.
Digital Services Act compliance, app store policy alignment, and marketplace intermediary liability management.
EU AI Act classification, algorithmic transparency requirements, and AI liability risk assessment.
IaaS and PaaS agreement negotiation, exit strategy provisions, and vendor lock-in mitigation.
NIS2 directive compliance, incident response planning, and cyber insurance policy review.
Data sharing agreement structuring, anonymisation methodology review, and data trust formation.
Tech talent acquisition contracts, stock option plans, and remote work policy development across jurisdictions.
Market entry legal structuring, local entity formation, and regulatory sandbox applications.
Strategic acquisition preparation, IPO readiness assessment, and management buyout structuring.
Absolutely. We offer fixed-fee startup packages covering incorporation, founder agreements, initial IP assignment, and first funding round documentation. Over 60 venture-backed companies have used our startup advisory services.
Our IP team conducts comprehensive open-source audits using automated scanning tools combined with manual licence analysis. We deliver remediation roadmaps that eliminate copyleft contamination risks before due diligence processes.
We are actively advising clients on AI Act risk classification, conformity assessment requirements, and governance framework design. Our approach integrates legal compliance with practical product development timelines.


Real estate transactions involve substantial capital commitments and long-term contractual relationships that demand meticulous legal preparation. Novoria's real estate team handles acquisitions, developments, leasing, and disputes for institutional investors and developers across Europe.
Our construction law capability complements our transactional practice, enabling us to advise on projects from initial land acquisition through construction completion and tenant occupation.
Construction and development agreement negotiation, contractor liability allocation, and milestone payment structuring.
Commercial lease drafting, rent review mechanisms, break clause negotiation, and tenant improvement allowances.
Due diligence for commercial property purchases, title investigation, and environmental liability assessment.
Rent arrears recovery, lease termination proceedings, and dilapidations claim management.
Planning permission applications, zoning variance requests, and development consent order strategies.
Real estate investment trust formation, asset transfer mechanisms, and ongoing regulatory compliance.
Property development joint venture agreements, profit-sharing mechanisms, and exit provisions.
Multi-property lease administration, rent roll analysis, and covenant compliance monitoring.
Foreign investment screening compliance, tax-efficient acquisition structuring, and local partner agreements.
FIDIC contract interpretation, delay and disruption claims, and adjudication proceedings.
Security package restructuring, lender consent management, and inter-creditor agreement negotiation.
Off-plan sales compliance, buyer protection mechanisms, and handover defect management.
Our real estate practice focuses primarily on commercial transactions — office, retail, industrial, and mixed-use developments. We advise developers, investors, landlords, and institutional occupiers on transactions exceeding €5 million.
We regularly coordinate property matters across Germany, Austria, Netherlands, and UK through our correspondent network, providing single-point accountability for international portfolio owners.
We favour early resolution through adjudication or mediation, but maintain full litigation capability. Our construction team includes lawyers qualified under FIDIC and German VOB/B frameworks.